HEALTH INSURANCE
• Individual
• Group
• Short Term
• Dental and Vision
• Health Savings    Accounts

Life Insurance
• Term
• Whole
• Universal
• Variable Universal
• Buy/Sell    Agreements

Disability Income Protection
• Individual
• Group
• Business    Overhead

Critical Illness

Long-Term Care

Medicare and Supplements

Annuities

Retirement and Estate Planning

HEALTH INSURANCE
Are you self-employed? Are you without healthcare coverage? Are you paying too much for employer sponsored insurance? Are you looking for a less costly alternative to you current Individual or Family plan? Are you on an expensive COBRA plan?

If the answer is yes to any of the above, Jones & Associates can help you design a plan to fit both your needs and your budget. We specialize in designing health plans for Individuals, Small Businesses, and Self-employed.

In today’s ever-changing Health Insurance industry, it is important for you to review your policy coverage and premium regularly. The Health Insurance market is very volatile, therefore understanding your coverage, plan benefits, and keeping your overall insurance budget in line can be a constant battle. Let our experienced advisors help.

Plans available: Traditional (any Dr. and/or hospital, anywhere), PPO (Preferred Physician Organization), and HMO (Health Maintenance Organization).

Plan Options include: Short Term Coverage, Health Savings Accounts, Tax deductibility for self-employed, Choice of doctors and hospitals, Worldwide coverage, Co-pay for doctor visits, Well-baby coverage with no waiting period, Alternative coverage, Chiropractic/Naturepathic/Acupuncture, Non-tobacco use plan available, Accident coverage, Lab & X-ray Benefits, Co-pay for prescriptions, Ambulance (includes Lifeflight), Organ Transplant coverage, Dependent Only Coverage and many more.

Dental and Vision coverage: Dental and Vision coverage is available for you and/or your family. Jones & Associates represents several major dental and vision insurers as well as "stand-alone" discount plans. Depending on your specific needs, we will advise you on your options.

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