Programs include:

HEALTH INSURANCE
Individual
Group
Short Term
Dental and Vision
• Health Savings    Accounts

Life Insurance
Term
Whole
Universal
Variable Universal
Buy/Sell    Agreements

Disability Income Protection
Individual
Group
Business    Overhead

Critical Illness

Long-Term Care

Medicare and Supplements

Annuities

Retirement and Estate Planning

MEDICARE and SUPPLEMENTS
Medicare only covers a very small portion of the costs incurred. Therefore Medicare Supplements have become very popular. These supplements dramatically reduce the "out of pocket" cost to the insured.

There are different plans available. The plans range from "A" plan to "J" plan. "A" offers the least amount of coverage and "J" offers the most amount of coverage.

The federal government has mandated the guidelines for these policies. Therefore they are exactly the same from one Insurance Company to another. When choosing a certain plan and company to purchase it from, Jones & Associates can assist you. We can evaluate your needs and advise you as to what plan and company would work best for you.

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2436 Jacksonville Hwy, Medford, Oregon 97501
Tel: 541.770.9563, Toll Free: 800.773.2078, Fax: 541.773.9568

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