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Disability
Income Protection
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Overhead
DISABILITY
INCOME PROTECTION
All income is created in one of two ways either from people at work or from
capital at work. Dividends, interest and appreciation are the products of
capital at work. Most people need disability income because they have not
accumulated sufficient capital to replace their current income. If you are
like most people, your income is the foundation that supports all of your
future dreams, hopes and expectations. Your ability to earn an income truly
is your most valuable asset.
Disability can strike anyone.
What if you have a Disability policy and don’t become disabled…..what happens to all of the premium paid? Many policies have a "surrender value" option. You win either way. At age 65, you will receive a refund of 100% of all premiums paid, less any benefits paid to you. Protection if you need it, money if you don’t.
Insure your most valuable asset. Would it be worth 2% to 3% of your income to protect what you have worked so hard to earn?
Allow
Jones & Associates to recommend the right disability plan for you.
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